Diamond Exchange Cash - Gold Pawnership

The Jewelers & Loan Co. Quincy, Ma is The Diamond Exchange for Cash

For hundreds of years, diamonds have been one the most valued precious natural stones in the world. We buy diamonds cash exchange here at 509 Beale St.  Quincy. There is no denying the brilliance, beauty or rarity of these stones-diamonds, which is why many will pay hundreds of thousands of dollars for these beauties. After all—a diamond truly is forever.

Whether you are interested in selling loose diamonds, want to pawn an old diamond engagement ring from a previous relationship, or looking to make custom made diamond jewelry from our Quincy, MA store, here at The Jewelers & Loan Co. We want to make sure that every person possible considering buying, selling, pawning diamonds are fully educated on proper diamond selling and buying in regards to important factors for these precious diamonds. There are a lot of characteristics to focus on, and can be overwhelming, but if you have the right mindset and want to spend your money the most efficient way to ensure she is ecstatic and you have a higher re-sale value if you upgrade down the line, sell due to an emergency, or even pawn or borrow against your diamond; it’s important to purchase the diamond with the correct mix of attributes.

An array of different diamonds on display - diamond exchange cash

An example of a hope diamond - diamond exchange cash

An introduction to the diamond cash exchange.

The world’s fascination with diamonds has been going on for centuries. But what makes diamonds so special? Some may like the look. Others may value the rarity. Certain consumers may value their association with commitment and love. Some may even like the status or even the way in which they are composed in nature. There are so many reasons to love diamonds and so many factors that influence people’s love for these stones. There are also so many factors that make diamonds valuable, especially today.

Before you start diving into the specifics of what makes a diamond a diamond and what makes these stones unique, there are a few different key terms that can help you through your diamond education if you’re looking to custom make and engagement ring, buy diamond earrings, or pawning borrowing on your diamond.  BlueNile and their private equity partnership has transformed the diamond buying experience and has effected a lot of local jewelers. Consumers more than ever are able to price shop based on the information provided online.  Although a great business, buying diamonds solely based on the provided certificates is not a good idea. You should buy diamonds based on the stone. GIA Certificates, are very vital to diamond pricing; however you want to buy the stone not the certificate! When you see a diamond in person, you are actually experience the life of stone and how the facets attract or don’t attract light.  There is nothing like seeing how she looks up close and personal. With a certificate, the in person visual is totally discounted.  For example, when a stone is so called “milky” the GIA certificate will not report this. This means for example; if it was an ice cube how clear is the ice cube not in a clarity perspective, but with its composition, streaks, or cloudiness?  Diamonds have many factors to consider, but diamond-philosophy, your fiances preference, and long term objectives should be considered when making a purchase.

Here are the parts of the diamond that every person buying diamonds or selling diamonds need to know. Don’t worry, here at The Jewelers & Loan Co of Quincy, Massachusetts headquarters we know it can be overwhelming, so we won’t quiz you on this later. However, we do want to make sure you are educated on the different terms that you will not only hear our diamond engagement ring buyers and diamond jewelry buyers use, but other diamond buyers and diamond sellers in the business use as well. We respect Signet Jewelers who owns Kay, Zale’s, Jared’s, & Piercing Pagoda along with other brands, but try to keep your money with an experienced local jeweler or pawnbroker in your community even if its not with us.

  • Brilliance – The brilliance of a diamond is the brightness that is created when you look at the stone or the sparkle. It is created by a combination of the white light reflections from the surface of the diamond and the inside polished portion of the diamond.
  • Certified Diamond – When you are dealing with a certified diamond it means it has undergone quality analysis by a gemological laboratory and has a lab report or certificate, with it. If you have this diamond certification bring it in. Typically, diamonds are certified by the Gemological Institute of America (GIA) AGSL (American Gem Society Laboratory), EGL European Gemological Laboratory, IGI International Grading Laboratory, Diamond Grading Report, Report Numbers, or GIA Diamond Grading Report.
  • Crown – The crown is the top part of the diamond above the girdle but below flat top of the diamond. The crown goes around the outside of the stone (much like a crown shape).
  • Cutlet – This is a small facet located at the bottom of a finished diamond.
  • Facet – A flat, polished surface on a finished diamond.
  • Fire – When you look at a diamond and see flashes of color inside the polished diamond, this is known as the fire.
  • Girdle – This is the “setting edge” of your diamond or what you use in order to put it in prongs or a setting. It is a very narrow section of a finished diamond that creates a boundary between the crown and the pavilion.
  • Pavilion – This is the lower part of a faceted diamond, located right below the girdle.
  • Scintillation – When you move a diamond and see those little flashes of light when it moves, this is scintillation.

Now that you have a basic understanding of some of these terms, it is time to move on to perhaps the most important concept of diamond buying and diamond selling- the Four C’s.

The anatomy of a diamond - diamond exchange cash

The Four C's of Diamonds - diamond exchange cash

The Four C’s of Diamonds

If there is one term that you will hear thrown around about diamonds and diamond value, it is likely the “Four C’s that most jewelers, pawnbrokers, or diamond buyer will discuss with you.

If you aren’t already familiar with them, these are the “Four C’s”.

  • Carat
  • Cut
  • Color
  • Clarity

However, most diamond buyers and diamond sellers will only walk you through what these “Four C’s” are, they won’t actually educate you on what they mean and how you can use them to your advantage when both buying and selling diamond jewelry. Go to a local jeweler who has the knowledge to provide information to you when buying or selling.

The Jewelers & Loan Co. Quincy. We value our customers and want to help them make the best decision possible regarding their diamond transaction. This is why we are more than happy to walk you through what the “Four C’s” really mean.

Carat Weight or Diamond Size

The most obvious “C” of diamonds is obviously carat weight. From the moment, you see someone’s glittering diamond ring, chances are you are going to ask “how many carats?” Size, probably is the most talked about trait in diamonds.

Carat weight is perhaps the biggest indicator of value in diamonds-also, but it is important to remember that it is not the only indicator. In most situations, the bigger the diamond the more expensive, but just because a diamond has a high carat weight it doesn’t mean that it is the only indicator, just because a diamond has a large carat weight, it doesn’t mean that it is going to be expensive.

Aproximate diameter of round cut briliant diamonds - diamond exchange cash

What is a carat?

What is a carat?

Diamonds are measured in carats, which is actually a really small measurement, 1 carat is only 1/5 of a gram and 1/142 of an ounce. But in diamond talk a carat or even a percentage of a carat is actually a pretty big deal. Pay attention to the sizes of the stones, our recommendation is to not buy Carat Total Weight. This is one of the biggest mistakes consumers make and they wonder why their diamond engagement ring is not worth anywhere near what they paid for it.

Carats are usually abbreviated “ct.” and their weights are typically expressed in decimals. 1.00 ct. is a one carat diamond, a 1.51 ct., is a carat-and-a-half and so on. Diamonds that are less than a carat are typically expressed in points such as “that diamond weights 78 points or is a 78 pointer.” This means that diamond is 0.78 cts.

If a diamond is right under a carat, or 0.98 ct. it will typically be called a “light carat.”

Specialty Stones

When it comes to assessing the value of a diamond, you may not always come across a piece that just has one large stone in it. This is very common in engagement rings and cocktail rings. The stone may have really small diamonds around it or have colored gems stones surrounding them as well.-Again, Carat Total Weight of smaller stones less than .20 each have a significantly less re-sale value, cash value, than one single diamond.

Here’s what you need to know about rings like this.

Small Stones

If you have a piece of jewelry that is set with really tiny, faceted diamonds around it, then these are typically called melee diamonds. They are often set in pieces to help make a larger central diamond pop. Typically, melee diamonds weigh less than 15 points in size, but it can vary from place to place. Melee diamonds still have value, but they aren’t going to have as much value as a large stone with the same weight.

For example, if you have a single stone that is 1.5 carats on a ring, it is going to be worth more than 10 15-point melee diamonds that equal 1.5 carats. It is important to remember when selling diamonds.


Many jewelry pieces will contain both diamonds and other gemstones such as rubies and sapphires. While they are not all the same value, you will still calculate what is known as the total gem weight of the piece, which is how many carats of diamonds and colored stones are in the single item. When determining the actual value of the piece for sale or trade in, you will likely need to determine the weight of each type of gemstone and the weight of the diamonds to depict value. You should determine the re-sale value of the diamonds, the market value of the diamond, the cash value of the diamond; based on today’s prices for your diamonds. Focus on the diamond. As you can tell we are a big fan of the diamond solitaire which is one diamond set in an engagement ring.

How to compute the cost of your diamond - diamond exchange cash

How to Compute the Cost of Your Diamond

Once you have a diamond that you are ready to buy, sell or trade in, pawn, borrow, it is important to know how to compute the value. The first thing you need to know when selling diamond is what the carat value of the diamond is. Higher Quality or Clarity higher prices, less discount. Lower the quality or clarity the more affordable the diamond is.

Carat values are not all the same, because there are so many different factors that come into play when determining value. This is something that you will continue to learn as we discuss cut, color and clarity.

Cost= Carat Weight x Per-Carat Price

However, for example if you are selling diamonds that are valued at $3,0000 per carat and you have a 1.96 ct. diamond on your hands, you would be looking at a value of $5,880.00. If you want to determine the per-carat price of a piece you just do the following equation:

Total Price = Per-Carat Price x Carat Weight

For example, if you have a 3.12 diamond on your hands that is worth $12,540, this is how you would do the calculation.

$12,540 / 3.12 ct. = $4,019.23 (per-carat)

FAQ – Diamond buying advice made easy

Buy certified diamonds by The Gemological Institute of America Diamond Grading Laboratory. Buy Quality. SI2 Clarity & G+ Color.

Do not buy smaller diamonds as sold as Carat Total Weight. This is a huge mistake made by consumers repeatedly. Spend the money on the single diamond.
My diamond engagement ring appraised for $5,000.00 ten years ago. How much can I get for it? Be careful with Appraisals. They are not an indication of what the current market value of a diamond or jewelry is.

Better Quality = Higher Price = Higher Re-Sale Value

Lower Quality = Lower Price = Lower Resale Value

Large diamonds are much rarer than small ones, so they are much more valuable, depending on quality. Diamond exchange cash.

So, Bigger is More Expensive Then?

Not necessarily. Buy quality is our advice when buying and selling diamonds This is one of the biggest misconceptions we see here at our Quincy, MA jewelry store. We have so many customers that come in looking to buy diamonds or sell diamonds and who think that no matter what the bigger the carat weight, the more that you are going to pay.

Yes, a 2-ct. diamond is going to cost more than a 1 ct. diamond if all of the other factors are the same. However, if the color and clarity don’t match up then the smaller diamond could actually be worth more. It is all about all of the diamond characteristics coming into play together.

For example, a new Ford Focus car may be the same size as a new Lexus, but it doesn’t mean that the two cost the same. The Lexus is going to have nicer upgrades and other features that you may not see initially from the outside, all in the same sized package. Say the Lexus has leather seats, navigation and better gas mileage on it. You wouldn’t see it from the outside, but the Lexus has a number of things that make it a nicer car and that will make it cost more.

When you are buying diamonds or selling diamonds, you are buying or pawning more than just size. Remember, you need to think about if you want to upgrade in the future. The more factors in a diamond that make it desirable makes it more expensive.

Diamond Dimensions

The weight of a diamond has a lot to do with its value, which is why at our Quincy, MA store we will use a diamond scale for our diamond customers to make sure they get the most accurate reading possible on their loose diamonds and diamond jewelry pieces. Diamonds are usually in mountings or diamond engagement rings. We determine the size by using millimeter gauge for estimating the carat weight of the diamond.

However, precise weight is only a part of the overall picture, it is important to know the accurate dimensions of any diamond as well. It can not only help you have a better understanding of the diamond you are buying or selling but it can help you if you need to identify a stone or choose the proper size or type of mounting for a stone you are putting into a diamond engagement ring.

Knowing the dimensions of a diamond will also help you determine how big the diamond will look when it is set. As most people know, the average person just wants their ring to look bigger, they don’t carry a diamond scale around with them to see how much it weighs.

There are more than a few different dimensions that come into play with diamonds and they should taken in the thousandths and rounded to the hundredths of a millimeter.

  • Depth – Is measured from the top to the bottom, or the table to the cutlet. The depth of a stone will also impact how it can or should be set. Depth Percentage is one of the most important criteria for light to travel optimally through the diamond.
  • Diameter – This is taken in round diamonds and is the measurement from one girdle edge to the opposite girdle edge, straight through the center. No matter how well cut the diamond is, no round diamond is perfectly round. The diameter measurement also allows jewelers to determine the prongs they can use to mount a diamond.
  • Length and Width – These measurements are used when you are getting the dimensions of a fancy shape diamonds, whether it is an oval diamond, princess cut diamond or any shape in between.

A snapshot of various tools used to measure diamond dimensions - diamond exchange cash

Diamond Tools Used to measure Diamond Dimensions

First of all the magnifying glass or whistle customers think is around a Jewelers neck is call a loupe. There are a few different tools that can be used to measure dimensions. One of the most common, and one you may see at our Quincy, MA jewelry store is the millimeter gauge. It is a simple instrument that has jaws on it that hold the diamond in place to take the most accurate measurements possible across a variety of spots along the diamond.

There are also hole gauges or templates that corresponds to various diamond girdle measurements. There are also scanners or optical measuring devices that can help give a dimensional measurement on a loose diamond.


Of all of the components of the “Four C’s” the cut of a diamond is perhaps the most complex. There are so many elements that go into the cut of a diamond that impact everything from its clarity to even its color.

While there are a number of different elements that make up the cut of a diamond, simply put the cut of a diamond determines the interaction between the stone and the light around it. In short, this also impacts the diamond’s overall appearance. Diamonds that have factors with what the diamond dealers call triple x or Excellent Cut, Excellent Polish, Excellent Symmetry trade a premium for those characteristics.

Unfortunately, many jewelers actually gloss over the importance of cut when it comes to a diamond. When you come to our Quincy, MA jewelry store, you will find that we pay close attention to the cut of every stone, because we are educated enough in the world of diamonds to understand just how important it is.

In diamond, disperion causes beautiful flashes of rainbow colors called fire. Diamond exchange cash.

Cut and Lighting

Why do diamonds have so much sparkle and life to the diamond and some diamonds look flat and milky? The first thing to understand about the cut of a diamond is that it truly impacts the way light hits the stone. Who doesn’t love the sparkling look that a diamond has when the light hits it just right. We’ve all seen it before, when you enter a space with the perfect lighting and your diamond just can’t help but sparkle.

What happens with a light ray hits a diamond is that it either enters into the stone or it reflects off the surface of that stone. When it reflects of the surface it gives off that beautiful white light that we all love with diamonds.

The proportions of the cut of your diamond will impact how the light bounces off of the diamond and ultimately how much it sparkles. A well-cut diamond is one with good proportions, good symmetry and good polish, you need to understand how these three elements come together to help make your diamond shine. I cannot emphasize enough that when buying a diamond, spend the money on a single quality diamond. For the last ten years, clients have come in after purchasing from a large publicly traded retail jewelry store and the carat total weight diamond ring does not have as strong as a re sale value as customers may think. Stay away from buying Carat Total Weight or small diamonds. Spend the money to buy platinum as it is currently, today, cheaper than gold.

Proportions, Polish and Symmetry of Diamond Cutting

A well-cut diamond first and foremost has good proportions, it should also be well-polished and have a certain amount of symmetry. There are several elements to a well-cut diamond. They include:

  • The outline of the girdle. The girdle is where the diamond sits on its prongs and it should not impact the look of the diamond if it is cut properly. The thickness of the girdle is another consideration as too thick of a girdle can make large gray reflections in the stone. If the girdle isn’t cut to proportion, it can ultimately impact how much the stone shines.
  • The table size is very important as it determines how much light enters and leave the diamond. When it comes to table size, you want a stone with medium tables that let just enough light in to allow the stone to sparkle but not so much that it overwhelms the other components of the diamond.
  • The crown angle is related to the height of the crown around the diamond. The higher the crown the greater the crown angle. Diamonds with shallower crowns tend to be more fragile but more brilliant, while those with higher crowns tend to be more durable but less brilliant.
  • The pavilion depthin a diamond is the distance between the girdle plane and the cutlet. If the pavilion depth is too deep it can make the center of the stone look dark.
  • The length-to-width ratio is important in fancy shaped diamonds and the overall ratio can help with the look of the diamond. Depending on the shape of the stone, there are different desirable length-to-width ratios.

A chart explaining the dimensions of cut - diamond exchange cash

Diamond Polish

The polish of a diamond is essential for maximum brilliance, fire and scintillation. The polish of a stone is meant to describe the overall condition of the facet surfaces of the finished diamond. Here is how you rate the polish of a diamond:

  • Excellent: Very few hard-to-find polish lines or tiny blemishes.
  • Very Good: Very faint polish lines or insignificant blemishes is inconspicuous places.
  • Good: Transparent polish lines on the crown can be seen through the pavilion and a few facets have polish marks or small blemishes.
  • Fair: Obvious polish lines appear on several facets or noticeable blemishes can be seen on the stone.
  • Poor: Polish marks and blemishes actually reduce the transparency of the stone.

Symmetry of a Diamond

The third element of a cut of a diamond is the symmetry. Diamonds are examined for their symmetry under 10x magnifiers. While we may feel that most diamonds look perfectible round or symmetrical, there is no such thing as a perfectly round diamond—there are always variations. This is how the ratings for symmetry with diamonds work:

  • Excellent: May have one or two tiny extra facets and very few slightly misshapen facets.
  • Very Good: Stone may have a few extra small or misshapen facets, there may be a few slight pointing problems or a very slight misalignment between the pavilion and crown.
  • Good: The table or cutlet may be very slightly off-center, there could be several extra facets, minor issues with shape and pointing in the facets and a misalignment in the crown-to-pavilion proportions.
  • Fair: When the crown-to-pavilion misalignment is fairly easy to see, the table or cutlet is slightly off-center, the girdle is wavy or there are many extra facets, misshapen facets or facets pointing in the wrong direction.
  • Poor: When any issues with symmetry are very easy to see.

Types of diamond cuts - diamond exchange cash

Types of Diamond Cuts

There are several elements that make up the cut of a diamond. But for most people buying diamonds or selling diamonds, it is the type of cut that means the most. This is what you will likely discuss with your diamond sales professional and what you need to know about any loose diamond before you buy or sell it. Here is the breakdown of the different cuts:

Brilliant Cut – This type of diamond is cut with triangular or kite-shaped facets that start at the center and radiate outwards. Brilliant cuts can be used on any diamond shape.

Standard Round Brilliant Cut – A standard round brilliant diamond is the most popular diamond cut. It is a round cut stone with either 57 or 58 facets on it.

Single Cut – This cut is typically used on very small diamonds and is used to depict a round stone with 17 or 18 facets on it.

Fancy Cut – Any diamond that is cut in a shape other than round. This can include Princess Cut, Cushion Cut, Pear Cut, Marquis Cut, Heart Shaped and Oval cut diamonds.

Step Cut – This term is used to described a cutting style that has long, narrow facets that are cut in rows parallel to the girdle. Typically, there are three rows in a stone.

Baguette – A baguette cut diamond features a small four-sided step cut that is either rectangular, square or tapered.

Mixed Cuts – These diamonds feature both brilliant and step facets.

Branded Cuts– Different manufacturers will develop and name their own cuts, such as Hearts on Fire diamonds. These branded cuts vary depending on the manufacturer.


One of the biggest misconceptions about diamonds is that most people think all diamonds are colorless. Grading color is not easy to do on diamonds. A master color GIA color grading scale is helpful in grading an accurate color to a diamond. We often get customers in our Quincy, MA shop, saying they have a colorless diamond, when in reality, diamonds actually come in a wide range of colors.

Color has a lot of impact on the value of your diamond. Most people don’t even realize these slight color differences at first, but when you place two diamonds of two different colors next to each other it can be very easy to tell the difference. Diamonds are less desirable when the stone is dark or grey looking compared to bright white. With social media and the active selfie lifestyle that exists in our culture today; it is wise to purchase G or better color. Your local diamond dealer may provide assistance in selecting the appropriate color.

Actual colorless diamonds are very rare and therefore very valuable. Most people don’t have colorless diamonds, they instead have diamonds that are in normal color range, which goes from colorless to light yellow and eventually light brown. They appear on a scale known as the D-to-Z scale that depicts the diamond’s hue.

The scale is broken down into five sections and when you look at the specs of any diamond you are going to sell you are going to see a letter next to the category of color. This is what those letters mean.

A chart explaining different diamond colors - diamond exchange cash

Colorless Diamonds (D-F)

The most rare colorless diamond will be rated “D.” However, any diamond that has a D, E or F rating is considered colorless.

Near Colorless (G-J)

Near colorless diamonds are going to appear colorless to the naked eye and are still very valuable. A G rating is the highest on the near colorless scale. When mounted, G, H and I diamonds actually look colorless face-up. This is one of the biggest reasons why most labs don’t rate diamonds while they are mounted.

Faint (K-M)

Faint colored stones are where you start to see some light yellow hues in the diamonds. Most people will be able to see a faint coloration when they look hard at these stones, but many times if you mount them in the right setting such as yellow or rose gold, you can barely tell the difference.

Very Light (N-R)

Very light color-graded diamonds are going to look yellow. In some environments or lighting it may not be as noticeable as others, but they do have a hue to them.

Light (S-Z)

Diamonds with light color grading are going to look dark yellow or brown and they are going to be far less valuable, no matter what their size or cut. We purchase and pawn loan, collateral loan, diamond loan on all color diamonds half carat and larger, certified or uncertified. We appreciate the opportunity. Please look at our GoldPawnerShip vision for the pawn loan industry. Again, this we believe will allow customers more access to smaller amounts of money, in a professional seamless and safe, way; while utilizing your smart phone. In 2009 we thought about re-inventing the pawn business and have come up with an exciting vision for the users of pawn all over the world!

Fancy Colored Diamonds

When you want to buy diamonds, the less color you have in a standard diamond the better. However, there is an exception to this rule—fancy colored diamonds. There are some diamonds that are actually supposed to be colored such as the famous Hope Diamond, which is blue, pink diamonds or fancy canary yellow diamond.

There are so many different colors of fancy-colored diamonds and no matter the actual hue, they grader will give the fancy-colored stone a grading. This is the ranking, going from lowest to highest. The first three grades (faint, very light and light) apply to every colored stone except yellow.

  • Faint
  • Very light
  • Light
  • Fancy light
  • Fancy
  • Fancy intense
  • Fancy vivid
  • Fancy dark
  • Fancy deep

A note on color treatment. There are also treated diamonds that actually have color added to them to create a hue. These are much less valuable than naturally colored diamonds. Stay away from treated diamonds. Lasered,, filled, color enhanced, or otherwise.

This is where you will see purples, turquoise and other bold color diamonds. Some treatments are better than others, but don’t expect the same value when selling diamonds that are artificially treated as opposed to fancy colored diamonds.


Very few things in the world are actually perfect, including diamonds. In fact, “perfect diamonds” no matter how expensive are almost impossible to find. Almost every diamond you will see on the market today will have some sort of imperfection on them—this is where clarity comes in.

What does Diamond Clarity Mean?

The clarity of a stone is a collective term used to describe the different inclusions and blemishes that occur inside the diamonds. The better the clarity, the fewer the inclusions that blemishes.

  • An inclusion is a characteristic that is enclosed inside a polished diamond that extends through the surface of the stone. In short, the imperfection is “included” inside the stone.
  • A blemish on the other hand, is confined to the surface of a polished gemstone and is a nick or imperfection that occurs on the outside of the stone just like a blemish typically occurs on the skin.

Typically, an inclusion has more of an impact on the beauty and value of a stone rather than a blemish, but it all depends on the individual diamond. The location of the inclusion factors as well. Center table is not desirable as black carbon can be visually seen with the naked eye. Make sure you buy a diamond with a certificate. It’s generally best practice to do so.

While these are the two most common types of clarity issues you will hear talked about with diamonds, there are other imperfections that you should be aware of as well.

  • Bearding When hair like lines develop along the girdle of a stone, it is known as bearding. This is an imperfection that typically occurs during the cutting process. When looking at a stone that is heavily “bearded” it will typically look like it is has a grey, fuzzy fringe along the outside of the stone.
  • Cavity When a diamond has a deep opening in its surface, it has what is known as a cavity. Typically cavities happen during polishing when the polisher actually touches a natural internal inclusion and causes it to get dislodged from the diamond. This leaves a hole in the surface of the diamond and when dirt and oil get trapped in there it only make the hole look bigger and more noticeable.
  • Chip This is a small shallow blemish on the surface of the diamond, typically near the girdle. As the name suggests it looks like when you chip off a piece of an ice block. It is typically the type of blemish that occurs from accidental knocks.
  • Cloud This is a broad term but one that can really make a differe
  • Crystal This is a type of inclusion that happens when an actual mineral crystal is contained within a diamond. This can happen when diamonds are forming over time. They can be colorless, black, red or green depending on the type. The colored inclusions are actually noticeable to the naked eye.
  • nce in the look of a diamond. When you see a diamond that has clouding, you will notice it. These clouds are actually clusters or crystals or pinpoints that form very close together to create that “clouded” appearance.
  • Feather This is a small crack within the diamond. Sometimes, when light catches on even a small father, you can see it.
  • Graining When a diamond has graining it develops this imperfection from irregular crystal growth. Internal graining can cause the stone to be hazy or milky.
  • Needle When you see a needle inclusion under magnification you will notice it. They are typically long and thin, like a needle and are typically white or transparent. They are likely visible at 10x magnification and may impact the look of the diamond to the naked eye.
  • Pinpoints A diamond with pinpoints has very small black or white crystals that are embedded inside the diamond. They look like small dots and individual pinpoints may not be able to be seen unless under 10x magnification, but when a few clump together they can be very visible.

Clarity characteristics for diamonds - diamond exchange cash

How to Rate Diamond Clarity

According to the Gemology Institute of America (GIA), there Diamond Clarity has six different categories and 11 specific grades that will help you determine the clarity of your loose diamonds.

Flawless (FL) These diamonds are nearly impossible to find, in fact most jewelers and diamond buyers will spend a lifetime in the industry and never come across one. When a diamond is FL or Flawless it has no inclusions and no blemishes visible under 10x magnification.

Internally Flawless (IF)- This diamond is about as close to perfect as most people can find. When a diamond is IF it means there are no inclusions visible under 10x magnification, although there may be some blemishes present at high magnification.

Very, Very Slightly Included (VVS1 and VVS2)- When inclusions are so slight that a grader can barely see them under 10x magnification, they are given a VVS grading. A VVS1 is slightly better than a VVS2.

Very Slightly Included (VS1 and VS2)- These inclusions can be seen very slightly under a 10 x magnifier, but their impact and size is relatively minor. They are only barely visible under 10x magnification and not to the naked eye. A VS1 has less visible inclusions or blemishes than a VS2.

Slightly Included (S1 and S2)- These inclusions can be seen under 10x magnification, they may be able to be seen to the naked eye as well, depending on the type of blemish or inclusion. However, that doesn’t mean that the diamond can’t be beautiful. A common issue you will see is S1 and S2 diamonds is feathering which are breaks in the diamond.

Included (I1, I2, I3) With Included rankings, the inclusions in the diamond are very visible under 10x magnification. These types of inclusions may impact how transparent the diamond is and how brilliant it is or how much it shines. These are the lowest ranking diamonds when it comes to clarity.

The thing to remember about the clarity of diamonds is that while differences may be very noticeable under 10x magnification, they are often barely noticeable to the naked eye. The average person may not notice the difference between a VS1 and a S1 without the help of a professional. That is why the diamond graders at our Quincy, MA shop are here to help make sure that you know exactly what the clarity is on your diamond.

Are you a customer who cares about quality? Do you care about getting the largest diamond for the best price? What is your diamond budget? If you get the right advice on how to purchase a diamond, you can really hit it out of the park when you propose get the right diamond guidance from a local jeweler, skip the large mall retailers.

GIA color grading - diamond exchange cash

How much can I get for my diamond?

Diamond prices are determined by the carat weight, color, cut, shape, the demand on the retail market place for the diamond. Better quality, higher price.

My engagement ring has two carats of total carat weight c.t.w & I paid $7,500.00 for it. I want to get at least half of what I paid…

We always tell our customers do not buy diamonds based on carat total weight. Most customers do not think about the resale value upon making a purchase and there is a low re sale value when you try to sell a c.t.w ring generally. These are higher profit items that large chains will sell to customers.

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